

Universal Settlement Services, LLC (USS) is a TRID compliant full-service NATIONWIDE residential and commercial real estate settlement company specializing in institutional and private financing transactions, FHA, VA, local, and/or state bonded loan closings, refinance closings, purchase, cash closings, FSBO “For Sale by Owner”, and all aspects of title and settlement service throughout the United States.
We are an exclusive, licensed agent for First American Title Insurance Co., Stewart Title Guaranty Company and Fidelity National Title Group, three of the largest title insurers in the industry. This means quality and stability in our underwriting and pricing.
With over 20 years as a leader in the Title industry, Universal Settlement Services can provide you with the highest level of professional service in any real estate transaction.


Universal Settlement Services, LLC
Expert Nora Guerra, Affordable Lending Senior Manager at Freddie Mac. She plays a crucial role in making homeownership accessible to countless families across the US.
During a recent gathering of industry professionals, she reintroduced Freddie Mac to an international audience, emphasizing their mission of providing stability, liquidity, and affordability in the housing market.
Guerra highlighted the need for consistent mortgage interest rates nationwide, longer terms (such as the 30-year fixed rate), and access to credit for underserved market segments.
Her dedication to creating a sustainable home financing system is commendable, and her partnership with real estate professionals contributes to Freddie Mac’s success


Seth Daniels, CMA. is a mortgage industry professional and expert advisor extensively trained to help you understand how to use mortgage debt to build sustainable, lifelong wealth – you thought you were just financing a home! – CMAs like Seth are sworn to uphold the highest standards of integrity as they prepare their clients for homeownership and a promising financial future.


Regional Branch Manager and licensed Mortgage Loan Originator
American Financial Network
American Financial Network, Inc. is not acting as a financial advisor or consultant. This information is intended to assist Real Estate Brokers, Agents, and other Industry Professionals, and is not an advertisement for consumer credit as defined in 12 CFR 1026.2(a)(2). This information is not intended for consumers and may not be duplicated or disseminated to the public.
NMLS# 1579237 HUD ID# 1835202881
5331 Primrose Lake Cir Suite 224 Tampa, FL 33647
